Open enrollment starts Nov. 1!

We're here to help you apply for coverage in the Health Insurance Marketplace. 

Our certified application counselors at Coastal Health & Wellness stand ready to assist you in applying for coverage in the Federal Health Insurance Marketplace.

You have from Nov. 1, 2022 through Jan. 15, 2023 to apply for new 2023 health insurance, or renew, change or update your 2022 health plan for 2023. Enroll by Dec. 15, 2022 for coverage that starts Jan. 1, 2023.

There are five plan categories. The categories show how you and your plan will share costs. The categories have nothing to do with the quality of care you’re signing up for.

All offered plans cover essential health benefits, pre-existing conditions and preventive services including maternity care, mammograms and other preventive care services.

You cannot be denied health coverage for having pre-existing conditions such as diabetes, hypertension and cancer.

Depending on income, applicants may also qualify for an insurance plan with tax credits or for Medicaid/ Children’s Health Insurance Program (CHIP).

Health Insurance Marketplace is for those who do not have health coverage through a job, Medicare, Medicaid, CHIP or another source that provides qualifying health coverage.

Those who have job-based insurance may buy a plan through Health Insurance Marketplace but will pay full price unless their employer’s insurance does not meet certain standards. Most job-based plans do meet the required standards. Those who have Medicare cannot switch to Health Insurance Marketplace, supplement their coverage with a plan or buy a dental plan.

How do I contact the CHW certified application counselors?

Galveston County residents with questions about the Federal Health Insurance Marketplace are encouraged to call Coastal Health & Wellness’ certified application counselors at 409.949.3439 or visit the clinic at 9850-C Emmett F. Lowry Expressway in Texas City.